Friday, May 23, 2008

HAY BUHAY AMERICA TALAGA

A friend named "Maeng Ni" posted this. Lahat ng sinabi niya nakakatuwa at totoo.

Akala ng mga tao na nasa Pilipinas kapag nasa America ka akala nila madami ka ng pera. Ang totoo, madamikang utang, dahil credit card lahat ang gamit mo sa pagbili mo ng mga gamit mo. Kailangan mo gumamit ng credit card para magka-credit history ka, kase pag hindi ka umutang o wala kang utang, hindi ka pagkakatiwalaan ng mga kano . Pag wala kang credit card, ibig sabihin wala kang kapasidad magbayad.

Akala nila mayaman ka na kase may kotse ka na. Ang totoo, kapag hindi ka bumili ng kotse sa Americamaglalakad ka ng milya-milya sa ilalim ng init ng araw o kaya sa snow. Walang jeepney, tricycle o padyak sa America .

Akala nila masarap ang buhay dito sa America . Ang totoo, puro ka trabaho kase pag di ka nagtrabaho, wala kang pangbayad ng bills mo sa kotse, credit card, ilaw, tubig, insurance, bahay at iba pa. Hindi ka na pwedeng tumambay sa kapitbahay kase busy din sila maghanap buhay pangbayad ng bills nila.
Akala nila masaya ka kase nagpadala ka ng picture mo sa Disneyland , Seaworld, Six Flags, Universal Studios at ibapang attractions. Ang totoo, kailangan mo ngumiti kase nagbayad ka ng $70+ para makarating ka dun, kailangan mo na naman ang 10 hours na sweldo mong pinangbayad sa ticket.
Akala nila malaki na ang kinikita mo kase dolyar na sweldo mo. Ang totoo, malaki pagpinalit mo ng peso, perodolyar din ang gastos mo sa America. Ibig sabihin ang dolyar mong kinita sa presyong dolyar mo din gagastusin. Ang P15.00 na sardinas sa Pilipinas $1.00 sa America (40 Cents lang sa Saipan) , ang isang pakete ng sigarilyo sa pilipinas P40.00, saAmerica $ 6.50, ang upa mo sa bahay na P10,000 sa Pilipinas, sa America $1,000++.
Akala nila buhay milyonaryo ka na kase ang ganda ng bahay at kotse mo. Ang totoo milyon ang utang mo. Ang bago mong kotse 5 taon mong huhulugan. Ang bahay 30 taon mong huhulugan. Ibig sabihin, alipin ka ng bahay at kotse mo.
(Not to mention the GAS Price average cost: $3.95 per liter - not gallon ha)
Madaming naghahangad na makarating sa America . Lalo na mga nurses, mahirap maging normal na manggagawa sa Pilipinas. Madalas pagod ka sa trabaho. Pag dating ng sweldo mo, kulang pa sa pagkain mo. Pero ganun din sa ibang bansa katulad ng America .Hindi ibig sabihin dolyar na angsweldo mo, yayaman ka na, kailangan mo ding magbanat ng buto para mabuhay ka sa ibang bansa.
Isang malaking sakripisyo ang pag alis mo sa bansangpinagsilangan at malungkot iwanan angmga mahal mo sa buhay.Hindi pinupulotang pera dito o pinipitas. Hindi akonaninira ng pangarap, gusto ko lang buksan ang bintana ng katotohanan.

25 REASONS I OWE MY MOTHER

I thought this is funny and hope you'll enjoy reading this. Somebody send to my yahoo mail and i just want to share this to all of you.

1. My mother taught me TO APPRECIATE A JOB WELL DONE .
'If you're going to kill each other, do it outside. I just finished cleaning.'

2. My mother taught me RELIGION.
'You better pray that will come out of the carpet.'

3. My mother taught me about TIME TRAVEL .
'If you don't straighten up, I'm going to knock you into the middle of next week!'

4. My mother taught me LOGIC.
' Because I said so, that's why.'

5. My mother taught me MORE LOGIC .
'If you fall out of that swing and break your neck, you're not going to the store with me.'

6. My mother taught me FORESIGHT.
'Make sure you wear clean underwear, in case you're in an accident.'

7. My mother taught me IRONY
'Keep crying, and I'll give you something to cry about.'

8. My mother taught me about the science of OSMOSIS.
'Shut your mouth and eat your supper.'

9. My mother taught me about CONTORTIONISM .
'Will you look at that dirt on the back of your neck!'

10. My mother taught me about STAMINA.
'You'll sit there until all that spinach is gone.'

11. My mother taught me about WEATHER.
'This room of yours looks as if a tornado went through it.'

12. My mother taught me about HYPOCRISY.
'If I told you once, I've told you a million times. Don't exaggerate!'

13. My mother taught me the CIRCLE OF LIFE .
'I brought you into this world, and I can take you out.'

14. My mother taught me about BEHAVIOR MODIFICATION.
'Stop acting like your father!'

15. My mother taught me about ENVY.
'There are millions of less fortunate children in this world who don't have wonderful parents like you do.'

16. My mother taught me about ANTICIPATION.
'Just wait until we get home.'

17. My mother taught me about RECEIVING .
'You are going to get it when you get home!'

18. My mother taught me MEDICAL SCIENCE.
'If you don't stop crossing your eyes, they are going to freeze that way.'

19. My mother taught me ESP.
'Put your sweater on; don't you think I know when you are cold?'

20. My mother taught me HUMOR.
'When that lawn mower cuts off your foot, don't come running to me.'

21. My mother taught me HOW TO BECOME AN ADULT .
'If you don't eat your vegetables, you'll never grow up.'

22. My mother taught me GENETICS.
'You're just like your father.'

23. My mother taught me about my ROOTS.
'Shut that door behind you. Do you think you were born in a barn?'

24. My mother taught me WISDOM.
'When you get to be my age, you'll understand.'

25. And my favorite: My mother taught me about JUSTICE
'One day you'll have kids, and I hope they turn out just like you.'

Monday, May 19, 2008

Heritage Singers

I just want to share this picture of me and my friend ruth with the Heritage Singers last May 10,2008 in Kettering,Ohio. Heritage Singers are the popular singers in our denomination which is Seventh-Day Adventist Church. They write and record religious songs. I got a copy of their CD's and DVD's and I really love their voices. Before when I'm still in the Philippines, i've been watching the recorded concert that they have taken here in states. And for that I really want to see them in person. But being in the Philippines, its impossible to meet them in person. Well, God answered my prayers and He gave me a chance to be here in states and last May 10,2008 God gave me a wonderful and unforgettable moment of meeting the Heritage Singers. I and ruth have a little conversation with them and they know some tagalog (Philippine National Language) words and i'm very surprised upon hearing that from them. I will keep this picture and take care of it for a unforgettable experience that I have with the Heritage Singers.
links:

Friday, May 9, 2008

Build your credit, Build your life through Bad Credit Offers

While i'm still the Philippines, good credit is not a big deal. Most of the people there can lend money from the bank or any other private lending offices without checking lender's credit score. My mom has her own private lending business and she started it when i am still a little kid. She is really good in business. Having a business in lending money like my mother does is not an easy job. She needs to check the job, income and eligibility of the customer. Some of my mother's customers are teachers and government employees.Those people mentioned are eligible to lend money because they have a good source of income. My mom can't afford not to lend to some people who will ask her help that they really need to lend money because of this and that. Being a kind mother, she lend them money without checking if they can really pay that money she lend to them. As a result, my mom waste some money for that reason. Well,that's part of the business life.In the other hand, being here in States we really need to have a good credit so it's easier for us to get loans or credit cards and of course to get a lower percentage in financing. But we don't know about tomorrow and some people got sick and can't work as a result they can't pay their bills. For these, people credit will get bad. And it is really a serious problem, your life is at stake. But it's not the end of the world, if you have a bad credit loans and bad credit credit cards , Bad Credit Offers can help you. Bad Credit Offers will help you build your credit again. They will give you some resources and knowledge on how to build a good credit again and of course you will really need to do your responsibility in paying the bills on time. As a new resident here in States, i need to build my own credit and its not easy towards building a good credit. I can't get approve to some credit cards or loans i want to apply because my credit is not in a good shape yet. I have plans to buy another property and a house so I really need to have a good credit and so all of you out there. Don't forget Bad Credit Offers is just one click away so don't waste your time. Build your credit, build your life.

Wednesday, May 7, 2008

crazy driver

Lastnight on my way to work, I encounter this one crazy driver on the the right lane beside me. I am in a hurry because i'm getting late in going to work..Well I always late thought.. I don't know why? But anyway, when I stop in the red traffic light,here it goes the idiot driver in the right side lane of mine and when the light was green , I speed up and I want to pull over him because I need to turn right on the traffic light that's coming up. When I speed up, he speed up to so I can't pull over and then when I slowed down, the idiot driver slowed down too. It really pissed me off. I am really about to hit his car for being so mad. Until now, im still mad at that idiot driver. Well, being a driver we really need to be patience and be smart also. That's all the experience I have last night that makes my night bad. Thank you for stopping by to my site. God bless you all guys!!!